Serious and permanent injuries that cause dramatic life-altering losses to the victim are known for the purposes of insurance as “catastrophic injuries”, and these injuries have a huge emotional and financial impact on both victims and their families. Examples of catastrophic injuries are:
- Quadriplegia or paraplegia
- Loss of limbs
- Total loss of vision in both eyes
- Traumatic brain injury
In Canada, there are limits on the amount of compensation any injured victim can receive for their pain and suffering regardless of the seriousness of the injury. There are also maximum amounts of insurance available to satisfy a claim.
At Van Dyke Law Office, we assist victims with catastrophic injuries to access the wide variety of medical and rehabilitation resources available to ensure their needs are met quickly and effectively and that the maximum amount of compensation is achieved.
We also work with case managers, occupational therapists, rehabilitation therapists and other professionals to ensure that the victims of catastrophic injuries are provided with the best treatment.
In 2016, provincial laws in Ontario narrowed the definition of a catastrophic injury, and lowered the benefits available to people who suffer catastrophic injuries. It is now more important than ever to have your injuries correctly categorized as permanent and catastrophic and to retain an experienced advocate who will fight for the benefits you require and to which you are entitled.